Long-term care insurance: the decision most families put off too long
Traditional LTC insurance vs. hybrid life/LTC policies: what each actually covers, what drives the cost, and how Nevada's Partnership Program protects your assets.
Your will doesn’t decide who gets your IRA. Your beneficiary form does.
IRAs, 401(k)s, annuities and life insurance pass by beneficiary form, not by will. The classic mistakes that send retirement assets to probate or the wrong person — and Nevada’s community-property wrinkle.
Health insurance in Nevada when there's no employer plan attached
Self-employed or between jobs? A clear comparison of Nevada Health Link, short-term plans, COBRA and association plans — costs, subsidies, and where people get burned.
What happens to your paycheck if you can't work?
Nevada has no state disability insurance program. Here's what actually replaces your income after an illness or injury, what it costs, and who needs it most.
Medicare Enrollment Periods in Nevada: AEP, OEP & SEP Explained
AEP, the Medicare Advantage OEP, Medigap open enrollment, and Special Enrollment Periods — the dates that matter and what changes on each one.
Does Medicare cover long-term care? The honest answer for Nevada
Medicare's skilled-nursing benefit is capped at 100 days and never covers custodial care. Here's what nursing homes and assisted living actually cost in Nevada, and how families here really pay for it.
How a guaranteed-income annuity can pay your IRA's RMDs for you
One IRS rule most retirees have never heard of: lifetime withdrawals from an IRA annuity can cover the RMDs on your IRA brokerage account too — so it keeps growing tax-deferred, insulated from down markets.
Medicare's GLP-1 Bridge: $50/month weight-loss coverage starts July 2026
Who qualifies for the new CMS demonstration, which medications are included, the fine print on the $50 copay, and what to do before the program ends December 31, 2027.
Term, whole life, or IUL? How to actually think it through
A working framework for choosing life insurance: what each type is for, key design decisions, honest pros and cons, the risks nobody mentions, and alternative structures worth considering.
Start with the cornerstone guide
The single biggest Medicare decision, explained for Nevadans: Medicare Advantage vs. Medicare Supplement — what each covers, what each costs, and how to choose for your doctors and your budget.