Protect your health and your time, and protect the money that funds whatever's next. I'm Daniel Faiella, an independent broker in Carson City — I compare A+ rated carriers side by side so Northern Nevada families get coverage they actually understand. Every service below starts with a free, no-pressure conversation.
Most families end up connecting two or three of these. Wherever you begin, I'll teach you how it works before you buy anything.
The insurance side of your estate plan: life insurance for wealth transfer and estate liquidity, beneficiary reviews that catch outdated forms, probate-smart annuities — coordinated with your attorney and CPA.
Term for the working years, whole life for guarantees, IUL for flexible permanent coverage, final expense so nobody inherits a bill. Honest trade-offs, no jargon.
Turn part of your savings into a paycheck you can't outlive. Fixed and indexed annuities, immediate income, lifetime withdrawal riders — and honest talk about when they don't fit.
Medicare mostly doesn't pay for long-term care — a plan for home care, assisted living, or nursing care protects both your savings and the people who'd otherwise carry it.
Coverage before Medicare: under-65 health options and the early-retiree bridge, plus hospital indemnity, short-term care, disability income, dental-vision-hearing, and lump-sum cancer/heart/stroke protection.
Advantage vs. Supplement, Part D drug plans, dental-vision-hearing, and getting the timing right when you turn 65 or retire. The decision that shapes your healthcare — explained until it clicks.
You don't need every product on this page. You need the two or three that fit your life — and the understanding to know which ones those are.
— Daniel J. FaiellaKitchen table, coffee shop, or video call — pick your town for local plan details and a free review nearby.
Tell me what's on your mind — turning 65, a policy you don't understand, retirement income, a parent who needs care. We'll figure out the starting point together, free.