Fallon is the heart of Churchill County — an agricultural town, a Navy town, and home to a lot of people turning 65 with nobody local to sit down with. I come to Fallon, compare your options in plain English, and stay your agent afterward.
Fallon is a real community — multi-generation ranching families, Naval Air Station Fallon and its retirees, and a growing number of people who moved out for space and stayed for good. What it hasn’t had is a dedicated, independent Medicare and senior-insurance specialist who shows up in person. That’s the gap I close.
Fallon’s military community adds a wrinkle most call centers get wrong: TRICARE For Life. If you’re a military retiree, the right Medicare move is usually different — and cheaper — than what a plan salesperson will pitch you. I’ll give you the honest version, even when it means selling you nothing.
I come to Fallon — or we meet by video if that’s easier. Either way, you get a local person who picks up the phone next year when something changes.
Fallon & Churchill County areas I serve:
Protect your health and your time, and protect the money that funds whatever is next. As an independent broker I shop A+ rated carriers for you — never just one company’s menu.
Fallon has something most rural Nevada towns don’t: a hospital in town — Banner Churchill Community Hospital. But specialists still often mean Reno, so the right Medicare plan needs to cover both your local care and the Renown or Saint Mary’s systems you may be referred to. We check that before anything else.
In rural counties like Churchill there are typically fewer Medicare Advantage networks to choose from, which is why many Fallon residents land on a Medicare Supplement: it works with any provider that accepts Medicare — Fallon, Reno, or out of state — with no referrals and no network to trip over. We’ll compare both in real numbers.
Military retirees: if you have TRICARE For Life, it pays alongside Medicare Parts A and B — for most people that combination is excellent coverage on its own, and you likely don’t need a Medigap plan at all. I’ll walk you through how TFL coordinates with Medicare and what, if anything, is actually worth adding.
We’ll also make sure your Part D plan prices your prescriptions at a pharmacy that’s convenient in Fallon, and look at long-term care and retirement income where they fit.
Plan availability and provider networks change every year and by ZIP code. I don’t offer every plan in the area — we’ll review the ones that fit your doctors and budget, and you can always compare all options at Medicare.gov or 1-800-MEDICARE.
It’s just me — Daniel. When you call, you reach the person who will actually sit down with you in Dayton, compare your options in plain English, and be here next year when something changes.
I represent you, not a single carrier, so we compare A+ rated companies side by side and pick what actually fits.
A review costs you nothing. As a broker I’m paid by the carrier you choose — your premium is the same whether you use me or not.
You’ll leave understanding your coverage well enough to explain it to a friend — that’s the whole point.
The best plan isn’t the one I sell the most of. It’s the one you understand so well you never lose sleep over it again.
— Daniel J. FaiellaYes. I’m based in Carson City and serve Fallon and Churchill County in person — your kitchen table, a coffee shop, or the senior center. Video calls work too if that’s easier.
Usually not. TRICARE For Life acts as supplemental coverage that pays alongside Medicare Parts A and B, so for most military retirees adding a Medigap plan is unnecessary. The honest answer is that your money is often better spent elsewhere — I’ll show you how TFL and Medicare coordinate so you can see it for yourself.
Banner Churchill Community Hospital is right in Fallon for hospital care, and many residents are referred to Renown or Saint Mary’s in Reno for specialists. We’ll make sure whichever plan you choose covers the providers you’d actually use — or pick a Medicare Supplement that works with any Medicare provider.
Nothing. I’m an independent broker paid by the carrier you choose, so your review and enrollment are free and your premium is identical whether you use me or not — you just get a local person instead of a call center.
Carson City based, and out on the road across the region every week. Not your town? Just ask — I very likely cover it.
The first conversation is always free and always no-pressure. Kitchen table, a local coffee shop, or a video call — your choice.