DFDaniel J. FaiellaInsurance Advisors · Carson City
DF
HomeService AreasFernley
Lyon County · I-80 Corridor

Fernley’s local, independent Medicare broker.

Fernley has grown into one of Northern Nevada’s busiest small cities — but Medicare and retirement help still means an 800 number for most residents. I come to Fernley, compare your options in plain English, and stay your agent for the long haul.

A+rated carriers only
$0to compare your options
1-on-1always with Daniel
local help, finally

A local specialist for the I-80 corridor.

 

Fernley sits at the crossroads of Northern Nevada — thirty minutes from Reno on I-80, with new warehouses and logistics jobs on one side of town and a fast-growing community of retirees on the other. What it doesn’t have is a dedicated Medicare and senior-insurance specialist. That’s the gap I close.

Some of my Fernley clients are long-time residents turning 65; others are newcomers who moved for space and value and now need to sort out how Medicare works in Nevada — new networks, new pharmacies, new plans. Either way, I’ll build the plan around your doctors, your prescriptions, and your budget.

I come to Fernley in person, or we can meet by video if that’s easier. You shouldn’t have to drive to Reno — or sit on hold with a call center — to get straight answers about your coverage.

Fernley & I-80 corridor areas I serve:

FernleyWadsworthSilver SpringsStagecoachDaytonFallon
What I help with

Two halves of one plan — under one roof.

Protect your health and your time, and protect the money that funds whatever is next. As an independent broker I shop A+ rated carriers for you — never just one company’s menu.

Health

Health & Medicare

  • Medicare Supplement (Medigap)
  • Medicare Advantage
  • Part D drug plans
  • Dental · Vision · Hearing
  • Cancer · Heart Attack · Stroke
Explore Medicare →
Income

Income Replacement

  • Hospital Indemnity
  • Short-Term Care
  • Disability income
Explore coverage →
Long-Term

Long-Term Care

  • Home health care
  • Assisted living
  • Nursing home
Explore LTC →
Life

Life Insurance

  • Term & Universal Life
  • Whole Life
  • Final Expense
  • Living Benefits
Explore life →
Retirement

Retirement & Annuities

  • Fixed & Indexed Annuities
  • Immediate income annuities
  • Retirement income planning
Explore annuities →
Medicare, locally

Medicare in Fernley & Lyon County.

Here’s the Fernley reality: there’s no hospital in town. Depending on where you go, care means Banner Churchill in Fallon, Northern Nevada Medical Center in Sparks, or Renown and Saint Mary’s in Reno. That makes your Medicare plan’s network the single most important thing we check — a plan that doesn’t cover the systems you’d actually use can leave you driving further than you should.

For many Fernley residents, a Medicare Supplement plan solves the geography problem neatly: it works with any provider that accepts Medicare — Fallon, Sparks, Reno, or anywhere you travel — with no network to trip over. We’ll compare that against local Medicare Advantage plans in real numbers so you can decide with eyes open.

Fernley also has a lot of working families and pre-retirees, and they ask me about life insurance, disability income, and annuities — protecting a paycheck now and turning savings into predictable retirement income later.

And we’ll make sure your Part D drug plan prices your prescriptions at a pharmacy that’s actually convenient in Fernley — not one 30 miles away.

Plan availability and provider networks change every year and by ZIP code. I don’t offer every plan in the area — we’ll review the ones that fit your doctors and budget, and you can always compare all options at Medicare.gov or 1-800-MEDICARE.

no call center, no script

Why work with a local independent broker.

It’s just me — Daniel. When you call, you reach the person who will actually sit down with you in Dayton, compare your options in plain English, and be here next year when something changes.

Independent, not captive

I represent you, not a single carrier, so we compare A+ rated companies side by side and pick what actually fits.

$0 for my help

A review costs you nothing. As a broker I’m paid by the carrier you choose — your premium is the same whether you use me or not.

I teach first

You’ll leave understanding your coverage well enough to explain it to a friend — that’s the whole point.

The best plan isn’t the one I sell the most of. It’s the one you understand so well you never lose sleep over it again.

— Daniel J. Faiella
Good questions

Frequently asked.

Is there a Medicare agent who actually serves Fernley?

Yes — I do, in person. Fernley has grown fast but has never had a dedicated Medicare or senior-insurance specialist in town, so most residents end up with call centers. I come to Fernley, compare your options with you, and stay your local agent afterward.

Fernley doesn’t have a hospital — how does that affect my Medicare plan?

It makes your plan’s network the most important factor. Fernley residents typically use Banner Churchill in Fallon, Northern Nevada Medical Center in Sparks, or Renown and Saint Mary’s in Reno. We’ll make sure your plan covers the systems you’d actually use — or look at a Medicare Supplement that works with any Medicare provider anywhere.

Do you also serve Wadsworth, Silver Springs and Stagecoach?

Yes — the whole I-80 corridor and greater Lyon County, including Wadsworth, Silver Springs, and Stagecoach. I’ll come to you, or we can meet by video.

What does it cost to work with you?

Nothing. I’m an independent broker paid by the carrier you choose, so your review and enrollment are free and your premium is identical whether you use me or not — you just get a local person instead of a call center.

Proudly local

Serving Northern Nevada.

Carson City based, and out on the road across the region every week. Not your town? Just ask — I very likely cover it.

prefer to just talk?

Book a free Fernley review.

The first conversation is always free and always no-pressure. Kitchen table, a local coffee shop, or a video call — your choice.